How to Keep My Financial Information from Being Hacked

Financial information is highly susceptible to being hacked due to the amount of people that use financial services on a daily basis. Hackers are criminals on the internet who hack into financial sites and users’ accounts in order to steal information or even large sums of money. Here are some ways you can keep your financial information from being hacked:

  • Pick strong passwords for all financial sites. Use numbers, letters, and symbols if possible. It is best not to use any words at all because hackers usually hack financials by searching for specific target words (words like “bank”, “credit card”, etc.). If you want an example of what a secure password looks like, try using this sentence as the basis for your password: I’m Going on a Trip and I Need a Secure Place to Store My Valuables.
  • Most financial sites have a function where you can save your login information for convenience. Even if this is the case, it is best to not check the ‘remember me’ box because hackers exploit Google Chrome’s autofill feature often.
  • Be weary of any emails that seem suspicious, especially those that ask for financial information or direct you to websites asking for financial information. If it seems off, be sure to confirm before clicking on any links or entering any details into web forms that may have been sent from scammers using email addresses similar to those belonging to financial institutions.
  • Never reply to unsolicited messages asking for personal financial data such as account numbers and PINs. Even if the sender tells you it is their financial institution asking for this data, this should not be trusted since hackers have been known to pose as financial institutions in order to gain access to people’s financial accounts.
  • Take advantage of managed cybersecurity services. If you’re a business, you need to have an information technology guy on your team who can pick up the phone and call someone whenever something has been hacked. But for individuals? It’s not as simple. You don’t have any specialized cybersecurity teams working around the clock to hack-proof your computer, so you’ll want to opt for managed cybersecurity services from a company like AIS if any of your devices are critical.
  • If you are being targeted by scammers on social media sites such as Facebook or Twitter, report them and delete all of their messages immediately. You can also block them if possible so they cannot contact you again using another account. Remove all financial information from your profile such as bank account numbers and credit card numbers, and make sure “remember me” is not checked when logging into these sites via a public computer (such as in a library) or an untrusted internet connection (such as at a coffee shop with free wifi).
  • Do not use the same password for financial sites as you do for other sites, such as social media or email. While these passwords might seem tough to remember, it is good practice to have unique passwords across all financial and personal websites. This way if one site does get hacked, your financial information from other financial sites will be safe because each password will only work on one website instead of every financial website you have an account on.
  • If a financial organization contacts you asking for information but claims not to have sent a verification email containing a link to confirm your identity, ignore the request and report them immediately because this could be a scammer trying to hack your accounts by posing as a financial institution. – Make sure that any financial websites you have an account with are secure. A secure financial website has a yellow padlock in the address bar of your web browser, which tells you that all data being sent to and fro this site is encrypted and protected from hackers.

In conclusion, financial information is extremely important and should be kept private. This can easily be accomplished by using unique passwords across all financial websites, making sure financial websites are secure with a yellow padlock in the address bar of your web browser, and not giving out financial information via unsolicited messages. By doing these simple things, you will keep your financial information from being hacked.

Written by